The Home Buying Experience
Home ownership is one of the biggest investments and financial decisions my customers make and I realize that it may seem to be a very daunting prospect. I also recognize that it is a significant milestone as you embark on the journey to owning your dream home.
I welcome your questions, and have compiled a list of those that I frequently answer for my customers. The topics listed below will help you understand the steps of the home buying process and have realistic expectations about the time and resources needed to own your dream home. Also, as your local expert, I am only a phone call away! Simply call me at 954-234-5917 for any questions or concerns you may have about the process.
Finding The Home That's Right For You
While we all know what our dream home looks and feels like, the truth is that it requires investing serious time and thought into finding the home that meets all your needs. Common factors that come into play, besides the number of rooms and size of the home, are neighborhoods and schools, commute times to work and local attractions and recreational facilities.
The Value of a Real Estate Agent
Buying a home is series of complicated processes that could be confusing, especially if you are a first time home buyer. Having a real estate agent who understands your needs and is committed to being a partner in the process is very important to ensure that your dream of homeownership becomes a reality.
Knowing How Much Home You Can Afford
Understanding your ability to afford a home requires running what-if scenarios, like how much a home would cost with a fixed rate as opposed to an adjustable rate mortgage. This helps you identify the range of home prices that you can afford and helps narrow down your search quickly.
Transitioning from Renting to Owning
People are often faced with a choice between renting or purchasing their own home. While renting limits maintenance responsibility and costs, and increases mobility, owning your home provides an investment that builds equity, provides tax benefits, independence and longer term stability. As a local expert working actively with both renters and first-time homeowners, I can help you make the right choice.
Choosing between Condo or Single-Family Home
Several customers have asked me about the benefit of owning a condo versus a single family home. Condos are especially appealing to those looking for shared amenities and limited maintenance responsibilities. However, if you are looking for a family-oriented lifestyle, a home may be better fit for you. I'll help you to weigh the options and choose the best option for your lifestyle.
Going Beyond Your Home
The value of your dream home now, and the potential sale value in the future, is greatly influenced by its location. Your daily lifestyle, such as drive times to work, access to schools, shopping and recreation also depend on the neighborhood or the community you eventually choose to live in.
Selecting the Right Home
When you have more than one ideal home in mind, it may be hard to choose one over the other. My customers rely on my professional expertise to ensure that the home you finally invest in is truly right for you, and meets most, if not all, of your criteria.
Paying the Right Price
After you identify your dream home, it is very important to take the time needed to understand if you have an opportunity to create some advantage relative to the seller's asking price. I am here to help you explore and identify how you may be able to negotiate a more favorable price for your dream home.
On Closing Day
Having your real estate agent accompany you to settlement, ensure that the necessary paperwork has been taken care of and all parts of the contract have been performed, is critical to a stress-free closing process.
Close on the heels of Closing Day, are the joys of moving and unpacking boxes in your new home. For some of us the excitement can quickly give away to the anxiety of settling in a new house with a lot to be done. I can help you connect with local resources that will help alleviate the stress and make your move enjoyable.
Let's Get Started
I hope you have taken the time to review the thoughts and tips listed in my Buyers Guide. Buying your home will be a unique experience; I am here to answer all your questions and assist you with every step so you can enjoy the experience of owning a home.