There's no doubt that choosing a home is a big decision and you want to do it right...

Finding Perfect homes are not simply about architecture, features or condition… So, Make a List... Include "Must Haves" ... After you visit 10-12 homes you will continue to refine your list... some items will become more important while others become less important.

Perfect homes will stimulate your senses… It’s about space… It’s about imagination… It’s about security... "Perfect" will generally not be accomplished on your first day of ownership because you will need to personalize and complete your masterpiece.

5. Value and Pricing

Simply put... the seller establishes an asking price as well as other terms for selling their home. In effect, this is an offer.

At this point, you have three choices: accept the seller's offer and create a contract; reject it and not make an offer; or suggest different terms and make a counter-offer. If you choose this last option, the seller may accept, reject or make a counter-offer. Our team has tools available to help you understand the current market conditions and comparable sales of similiar homes. Then, together we can review the advantages and disadvantages of your home selection to determine the Best Pricing strategy to purchase the home.

6. Contract to Closing

The normal closing time period after we come to a "meeting of the minds" with the current owner is 30-45 days. (short sales are generally 3-4 months) Within the first 7-10 days... Inspections will be scheduled and simultaneously you begin to gather updated paperwork for the lender. Once the inspection is reviewed, you will have the bank order an appraisal for the final underwriting process to begin. You will need to shop for homeowners insurance prior to the bank giving a full approval. (2-3 weeks) and a clear to close will be given up to 72 hour of your closing date. In the final week you will call the utility companies to have accounts set up in your name on the day of your closing.