Buyers Program

Call today to join our free buyers program. This program is guaranteed to save you time and thousands of dollars.

	A free subscription to our "Home locator" program. We will create a custom search based on your personal home needs.
	We will evaluate the value of the chosen home, so you purchase the most home for your dollar.
	We will negotiate the best possible deal for you so you avoid costly traps and pitfalls.
	Help you locate the most affordable financing in the market based for your situation.
	Coordinate all inspections, appraisals, escrow and title services, with the very best firms, so you can feel confident and focus on other important tasks during your move.
	Because of our experience, I’ll make the entire process HASSLE FREE for you
	Everything you say to us stays COMPLETELY CONFIDENTIAL. Agents won’t be discussing your personal or confidential affairs because they represent the seller!

We’ll answer your questions about the first steps you need to take and explain the home buying process, help you determine what features you’re looking for, and provide you with the opportunity to eliminate extra steps in the purchase and financing process.

10 Easy Steps to Buying

You're ready to make a move – and your next home is waiting for you somewhere out there! Let Real Living and our qualified associates help you by:

1. Providing a Comparative Market Analysis
A "comparative market analysis" or "CMA" is an overview of property values, prepared by an agent. It includes data on recent sales in a specific neighborhood, along with homes that are presently on the market.

2. Facilitating Financing
Unless you're a cash buyer, you'll need to apply for and acquire a mortgage loan. Your Real Living buyer's agent can help you select a lender and coordinate timing and paperwork.

3. Streamlining Your Home Search
The right buyer's agent will work on your behalf to find your new home, first expanding your choices then helping you narrow the field. She/he will set-up home tours, send you a suggested tour of homes that match your needs, and provide maps and directions by e-mail, U.S. mail or fax.

4. Preparing Required Documents
Helping you write your purchase offer is one of the most significant areas of assistance provided by Real Living buyer's agents. Depend on our expertise to manage all the paperwork and appropriate documents.

5. Evaluating/Negotiating Offers and Counter-Offers
While it may be true that anything is negotiable, it may not be in your best interest. An agent skilled in negotiation is your best ally in a competitive market.

6. Counseling for Contract Acceptance
Your Real Living buyer's agent is an objective professional in your home purchase. Where emotion might cloud your better judgment, you can rely on your agent to advise you of your options throughout the transaction and make sure your interests are protected.

7. Setting Up Inspections
Sellers in Ohio must disclose material facts about their home's condition to interested buying prospects. Buyers may protect their own interests by acquiring various inspections; municipalities and lenders sometimes require additional once-overs. Your buyer's agent can help you determine what you need, make the appointments and accompany you to the inspections.

8. Negotiating Disputes/Issues

Renting vs. Buying

Trying to decide whether to rent or buy? Here are some things to consider.

Homeowners can secure a fixed-rate loan and lock in their monthly payments and make investment plans knowing these expenses won’t change substantially. However, rent can go up each year without the renter’s input. Renters are at the mercy of their landlord, while homeowners are in control of their property when it comes to pet ownership, decorating, expansions, renovations and other home improvements that are permanent.

If you decide buying is for you, your house hunting begins at home ... with planning. Before you grab the road maps and hit the streets, you need to know how much house you can afford to buy.

Determining that amount depends upon two things: how much you can afford for the monthly house payment, and how much you can invest in the down payment. A current rule of thumb is that the monthly payment should not be more than 25 percent to 33 percent of gross monthly income.

A Real Living sales associate or our lending affiliate can be very helpful to you in determining just how much house you can afford.