Central Ohio is On the Road to Recovery

If you are considering making a Real Estate move this year, Now is the time to get your home on the market for sale.

For the many people who wait until School is out to list their home for sale, your time has come. There are many buyers wanting to take advantage of the historically low interest rates. Your home may be just what they are looking for.

Call Deb today at 774-6071 for a no cost market evaluation and see if a new residence may be in your future

Buyers Start Looking Here

Sellers Start Here

$8,000 is waiting for you

Great News for 1st time home buyers

You can now get up to $8,000 towards your home down payment. Guidelines have been changed and the tax credit can now be used towards your down payment.

Now is the time to buy!

I have the details. Call me 774-6071

Market Snapshot

Attention Existing Homeowners

Congress just passed an expanded version of the home buyers assistance. Starting on Dec 1 you may qualify for as tax credit of up to $6500.00 I have all of the details. Call me to see if you qualify.

For all your real estate needs contact Deb Collier !

Whether buying, selling or relocating it's our goal to make your real estate transaction a pleasant experience.

We are proud to be associated the the #1 Real Estate Company in Central Ohio.
#1 Web Site Visitors
#1 in Central Ohio for over 30 yrs

When considering a real estate move, contact the company that knows how to protect your largest asset, your home. We have the knowledge, the most accredited cutting edge technology and marketing.

BUYING OR SELLING...IT'S GOT TO BE REAL

Let us show you how we can put the power or HER to work for you.

Everything you need to keep you informed on up to date market conditions, shopping, schools and community events is available right here. Look no further.

Do You Have What Buyers are Looking For?

Finding value is easier in a tough market
Rich Dad Poor Dad author Richard Kiyosaki uses the example of a sale at the local supermarket to illustrate a common investor mistake - focusing on price movements instead of value. He notes that if a supermarket held a "25% off everything in the store" sale, the store would be packed.

But when prices plunge in the stock market or real estate market, many investors hear the bad news and head for the sidelines until prices begin climbing again. In any market, it's important to consider value along with price. Supply and demand dictates that real estate values are easier to find in slow periods and become harder to find when markets heat up.

So what's lasting value? Here's a list of homebuyers' most sought-after features, according to the NAR:

1. Central Air Conditioning

2. Garage with two or more spaces

3. Walk-in closet in master bedroom

4. Backyard/play area

5. Cable/Satellite TV-ready

6. High-speed Internet Access

7. Separate shower in master bath

8. Patio

9. Fencing

10. Home newer than 10 years old

Source: NAR 2007 Profile of Buyer's Home Feature Preferences

If you have looked in the past and not found

Benefits of Home Ownership

Down, but not out - there are still many benefits of home ownership

In recent years, the cost of buying a home in most markets has increased while the cost of renting remains flat. But it's never a good idea to base long-term investment decisions on short-term conditions. If you decide to rent instead of purchasing a home, you may be in a bad spot if the cost of rentals in your area shoots up.

Typically, a weak housing market corresponds with a strong rental market. If the rental market is strong in your area, it may indicate weakness in the local housing market, which typically favors buyers over sellers.

When you buy a home with a fixed-rate mortgage, you can lock in a predictable monthly payment for 15 or 30 years. That means the largest part of your housing costs, principal and interest, are fixed. For some people, that stability, along with the sense of community that comes from being a homeowner, is enough to tip the scales toward home ownership.

If the monthly cost of buying vs. renting is comparable, you may consider some related factors to help you decide. When you rent, your landlord receives any appreciation and tax breaks associated with owning the property. If you plan on any significant remodeling, buying may be also preferable to renting.

Some people just don't have the discipline to set aside money each month to save and invest. In this case, a home is more than a shelter, it acts as sort of an automatic savings account. You can build your savings in two ways:

First, each month a portion of your payment goes toward the principal to build equity in your home. In the early years of the mortgage, most of your payment goes toward interest. Over time, however, that turns around and your equity growth begins to accelerate.

Second, U.S. home prices have always appreciated over the long term. Average appreciation on a home is, 5-6 percent annually, according to the National Association of Home Builders. Over time, history has shown that owning a home is a solid financial investment despite periodic market downturns.

And wouldn't it be great if the government kicked in some money to help make home ownership more affordable? Because of deductions on mortgage interest and property taxes, the practical effect is that the government is subsidizing your home purchase. In fact, home ownership provides two of the best ways to reduce your tax bill.

Mortgage interest you pay can be deducted from your gross income to reduce your taxable income. For example, say you take out a $300,000 mortgage loan at 6 percent interest. You pay $18,000 a year in interest on that loan. That means your taxable income for the year is reduced by $18,000. If you're in the 25 percent tax bracket that means a one-year tax savings of $4,500 (25 percent of $18,000).

Property taxes may also be deducted from your gross income, lowering your overall annual tax obligation. Property taxes are levied on homeowners in the United States to pay for a variety of public services. You may see local property tax rates between 1 and 2 percent of the property's current assessed value, depending on where you live. Property taxes are fully deductible on your primary home, second home or vacant land.

Speaking of tax smarts for home buyers, don't neglect the selling side of the equation. Be sure to consult your advisor about tax breaks that may be available on the proceeds from selling your current home, and on any "points" paid when taking out a mortgage loan.

Check Out Our Newest 100 Listings

See the newest HER's 100 listings up to 10 days prior to the general public seeing these homes!!

Ballantrae

Deb has all of the needed resourses to help you make informed decisions Ballantrae was the 2002 Parade of Homes site. There are still homesites available, many with golf couses views

Muirfield

If you want to live in one of Dublin's Premier neighborhoods look no further than Muirfield Village