It’s the way we live today.

Work. School. Family. Friends. Our lives are busy. Our time is valuable. So when it’s time to make the important decision of buying or selling a home, it’s smart to turn to a professional who can get the job done. And that’s me, with Real Living. We’re the family-owned company you can trust.

Help for homebuyers.

If you’re purchasing a new home, I’ll help you find one that meets your needs and complements your lifestyle. Once you’ve made your selection, I can assist you in acquiring financing, negotiating with the seller and completing the transaction.

I will:

	Work on your behalf to streamline your home search, first expanding your choices, then helping you narrow the field.
	Research “comparable” properties to determine a fair price and terms.
	Prepare your Purchase Agreement and accompanying legal documents.
	Negotiate for the price, terms and conditions that are agreeable to you.
	Follow-up with your mortgage lender, the title company, the seller’s agent and others until the house is yours.

Help for homesellers.

If you’re selling a home, I will help you achieve your goals in the shortest amount of time – with the least inconvenience possible.

I will:

	Help establish a reasonable selling price for your home within its fair market value.
	Market your home through the Multiple Listing Service (MLS).
	Counsel you on the visual presentation of your property and suggest ways to enhance its marketability.
	Coordinate the advertising of your home using Real Living/HER’s industry-leading marketing technologies.
	Pre-qualify buyers when possible.
	Coordinate the details of your closing with all parties involved.

Focus on you.

I’m committed to serving my clients. I work toward one goal – to make sure you’re pleased with your home. I can provide a complete lineup of in-house services, from contract right through closing. It’s top-flight professionalism at every step, on everything you need, including:

	Mortgage
	Title
	Home Warranty
	Auction
	Relocation

Excellent results.

If our name’s not yet familiar, our founding companies certainly are. Two of the Midwest’s most prominent real estate firms – Realty One and HER Realtors – have joined forces to create Real Living, the 5th largest real estate firm in America. Together, we’ve sold more than $6 billion in residential real estate.

A Network of Leading Real Estate Companies
Built on Family, Innovation and Results

Click on properties below to view a virtual tour

Available from June 1st through August 31st, 2009 RealLiving is offering insurance benefits that cover a monthly mortgage payment of up to $1,500 for up to six months. To qualify you must: - Purchase your home with an RealLiving HER agent. - Purchase a RealLiving HER listing. - Or refinance through RealLiving Mortgage. (FHA streamline, or VA IRRRL only) Please contact me for further details.

Attention first time home buyers: Get an $8,000 tax credit when you purchase a home!

If you’re considering buying your first home, it’s a great time to buy—and it just got even better! Thanks to the federal government’s stimulus package, first-time buyers are entitled to a tax credit lesser of 10% of the cost of the home or $8,000.
Facts
The new credit is an $8,000 refundable tax credit (or up to 10% of the purchase price). Refundable means that if your total tax liability in the given year is less than $8,000, the IRS will send a refund check for the balance.
Examples
• If you owe $5,000 in taxes, the credit eliminates your tax liability, and you’ll receive $3,000 back (assuming you bought a house worth more than $80,000; it is 10% of the purchase price up to $8,000).
• If you have no tax liability, you get $8,000.
• If you are due a refund of $1,000, you get $9,000 total back. Please consult your tax advisor regarding your specific situations.
• If If you utilize revenue bond financing, you can use the tax credit.
• If There’s no repayment as long as you don’t sell the home within three years of purchase. If you choose to do so, the entire amount of credit is due back to the government at the time of sale.
• If You cannot buy your home from a close relative such as a spouse, parent, grandparent, child or grandchild.
• If It can be claimed on your 2008 Tax Return (to be filed by April 15, 2009), an amended 2008 Tax Return, or your 2009 Tax Return.
Qualifications
• You must be a first-time homebuyer. If you (and your spouse, if filing jointly) haven’t owned a principal residence in the past 3 years, you qualify.
• You must purchase a single-family home that will be your primary residence (meaning you spend 50% or more of your time there) between Jan. 1 and Dec. 1, 2009. This includes condos, townhouses and co-ops.
• It must also be in the U.S.
• The full amount of credit is available for individuals with adjusted gross income of no more than $75,000 ($150,000 on a joint return). It begins phasing out after those numbers and completely disappears at income levels of $95,000 and $170,000 on a joint return.
Now is a great time to buy! Consult a tax advisor to see how the credit impacts you personally. To find your perfect home, contact your favorite
Real Living agent today, or visit RealLiving.com.
Buying or selling your home?
It’s got to be real.